Homebuyer Education Workshop

Buying a home can be complicated. But CCLT provides the tools and training to help you successfully purchase a home. We offer an 8-hour homebuyer education workshop (held monthly), designed to help the first-time homebuyer understand the home purchase process. This workshop is open to everyone.

Based on the ABC’s of Homebuying curriculum, this workshop is led by experts from the housing industry, including a mortgage banker, real estate agent, insurance agent, home inspector, and a title officer. These speakers cover a number of topics (as described below) and will answer any questions you may have.

The fee for the workshop is $35 for either one or two participants.

Click here to see the workshop schedule and to register.

Each participant will receive the ABC’s of Homebuying curriculum on CD to use as a reference at the time they purchase a home.  The chapters in the ABC’s curriculum are:

The Housing Decision

Is this the right time for you to buy?
Responsibilities of home ownership
What type of house?
Preview of the home purchase process

Financial Preparation

Tracking your spending
Using credit wisely
Mortgage basics
How much house can I afford?
Your spending plan

Mortgages

Understanding mortgage language
Understanding the mortgage market
Mortgage classifications
Types of mortgages
Shopping for a mortgage
Applying for a mortgage
Mortgage processing

Shopping for a Home

Consumer rights
Needs versus wants
Working with a Real Estate professional
Purchase negotiations
Real Estate Sales agreement

Closing

The role of the Title Company
The closing process

Protecting Your Investment

Financial responsibilities of home ownership
Managing your mortgage
Dealing with financial difficulties